

Turning 65 Soon? Get Medicare Answers You Can Trust
Health insurance is more than just a policy—it's your financial safeguard in times of both routine care and unexpected medical events. But with so many options, figuring out what's right for you can quickly feel confusing or overwhelming.
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At Arnett Evans and Company LLC, we make that process easier and smarter.
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Our experienced, licensed brokers take the time to understand your unique needs, conduct a personalized risk review, and guide you through options that align with your health and financial goals. No pressure. No guesswork. Just trust support so that you can make confident, informed decisions.
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Your health is your most valuable asset. Let's make sure it's protected -- wisely and affordably.
Explore Medicare Advantage, Supplement, and Prescription Drug Plans with Help from a Licensed Medicare Agency Serving Tennessee and Beyond
Are you turning 65 or already enrolled in Medicare, but unsure if you made the right choice? At Arnett Evans and Company LLC, we help Medicare-eligible individuals like you:
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Understand what Medicare covers
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Know when (and how) to enroll in the right plan
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Compare Medicare Advantage and Supplement plans based on your needs
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Find out if you're eligible to switch to a better plan
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Whether you prefer to explore on your own or speak with a licensed agent, we've got you covered.
Ready to Compare Medicare Plans in Your Area?
Use our secure quoting tool to check what's available to you quickly and confidentially.
Top Questions Medicare-Eligible Adults Ask Us (And Our Straightforward Answers)
Do I Need to Sign Up for Medicare at 65?
Most people do, but if you're still working or covered through a spouse, your situation may be different. We'll help you avoid costly mistakes or penalties.
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What Does Medicare Actually Cover?
Original Medicare covers hospital care (Part A) and doctor visits (Part B), but not dental, vision, hearing, or prescriptions. That's where Medicare Advantage or Supplement plans come in.
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What's the Difference Between Medicare Advantage and Medicare Supplement?
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Medicare Advantage (Part C) plans often include dental, vision, hearing, prescriptions, and wellness extras
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Medicare Supplement (Medigap) helps cover costs that Original Medicare doesn't, such as deductibles and coinsurance.
We help you decide which makes the most sense for your lifestyle and budget.
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Can I Change My Medicare Plan?
Yes. You can switch plans during Annual Enrollment (October 15-December 7) or Open Enrollment (January 1-March 31). We'll review your current plan and help you switch if something better is available.
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How Much Will I Pay?
​Costs vary by plan and location. We break it all down so you understand:
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Monthly premiums
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Co-pays and deductibles
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Prescription costs
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Out-of-pocket maximums​​

Senior Care Benefits - Backed by leading Carriers
Affordable short-term care coverage for hospital recovery, rehab stays, or skilled nursing - designed for adults aged 50 to 89.
If you're between 50 and 89 years old, you may not realize that Traditional Medicare or even Medicare Advantage doesn't fully cover recovery care after an illness or injury.
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That's where the Recovery Care plan comes in, a supplemental insurance policy that helps cover short-term stays in skilled nursing facilities, inpatient rehab, and hospital recovery services. These are real costs that can add up quickly, especially if you have a high deductible or limited days os Medicare coverage.
Why Consider Recovery Care?
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Pays cash benefits directly to you, not the provider
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Helps cover co-pays, deductibles, or out-of-pocket rehab costs
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No network restrictions - use any licensed facility
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Guaranteed renewable up to age 89
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Flexible benefit amounts and affordable monthly rates​
Whether you're planning ahead or need coverage now, this policy provides peace of mind and financial protection when you need recovery care the most.
Why Choose Arnett Evans & Company LLC?
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Licensed Medicare Insurance Experts
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Serving clients in Texas, Florida, Tennessee, Mississippi, Maryland, & Michigan
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Remote Appointments- No Office Visit Required
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Easy-to-Use Plan Finder Tool for Self-Enrollment
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What We Help With:
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Medicare Advantage Plans
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Medicare Supplement (Medigap)
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Prescription Drug Plans (Part D)
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Dental, Vision, & Hearing Coverage
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Final Expense & Hospital Indemnity
Thoughtful Guidance.
Real Coverage.
No Pressure.
At Arnett Evans and Company LLC, we believe health insurance should work for your real life, not just check boxes on paper. With decades of experience and trusted partnerships, we help you build coverage that fits your needs, protects your finances, and grows with you.
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Our licensed brokers take the time to understand what truly matters to you. We look beyond the basics to identify any gaps in coverage and present you with options from reliable carriers, often with added benefits, at no extra cost.
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Whether you're planning ahead or just getting started, we're here to help you make confident, informed choices.
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Want to Make Sure You're in the Right Medicare Plan?
Don't leave it to chance. Get expert help or compare plans now.
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Click to Use the Plan Finder Tool
Or Book a Free, No Obligation Consultation
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Evolving Healthcare Landscape
Don't Wait for Crisis to Protect What Matters Most
Healthcare costs are rising. Life is unpredictable. And too many families and businesses are left unprepared when it matters most. Over 60% of bankruptcies in the U.S. are tied to medical expenses, many of which could have been prevented with proper coverage in place.
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At AEC Insure, we're not here to sell you just another policy; we're here to help you create a proactive protection plan that prepares you for life's "what-ifs." Whether you're an individual, a family, or a business, our licensed brokers will walk you through a comprehensive risk assessment, helping you spot the blind spots that could leave you, your business, or the ones you love exposed financially.
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Your Health, Your Finances -- One Strategic Decision Away
We know health and life insurance can feel complicated. That's why we simplify the process. Our brokers take the time to understand your specific goals and explain your options clearly -- no pressure, no jargon. Just personalized advice backed by real expertise.
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You don't want to be asking, "Do I have coverage for this?" after the fact.
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Now Is the Time to Act
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Waiting until a medical emergency, disability, or loss occurs is too late. The peace of mind that comes from knowing you're covered -- and your loved ones are protected -- is priceless.
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Book a free consultation today. Let's build a coverage plan that protects your future -- before life forces your hand.