Critical Illness Insurance
Your existing medical insurance plans and wellness programs provide a solid foundation for good health, with rising costs, it can be difficult for an employee to maintain their current lifestyle.
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When someone on your team is diagnosed with a critical illness, they're often forced to take time off to heal, as well as pay for mounting expenses that their health insurance won't cover. Fortunately, critical illness insurance can help
Coverage Highlights
Lump-Sum Benefit
Provides a one-time payment upon diagnosis of a covered critical illness.
Broad Coverage
Policies covers common conditions that calls for a significant amount of time for recovery.
No Medical Underwriting
Easy enrollment without health questions.
How Critical Illness Insurance Works!
These voluntary benefit plans supplement major medical coverage by providing a lump-sum benefit employees can use to pay direct and indirect costs related to a critical illness, such as:
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Medical bills and treatments not fully covered by insurance
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Travel expenses for treatment
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Home modification for accessibility
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Everyday living expenses like mortgage, rent, and utilities
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Employer Benefits:
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Enhance your benefits package to attract and retain top talent
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Offer additional financial protection without increasing your costs
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Improve employee morale and productivity by reducing financial stress
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Simplify administration with support for enrollment solutions